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Another option to save money is drug cooperative.
For example:
Senior Scripts
http://www.seniorscrips.com/
http://www.seniorscrips.com/intro.html
How it works
"SeniorScrips was established as a non-profit membership cooperative to allow seniors to pool monthly dues to partially subsidize the purchase of their prescription drugs. SeniorScrips was established by seniors, for seniors aged 55 and over. This non-profit co-op allows seniors to keep the cost of their prescription drugs at affordable levels. This is not an insurance plan." http://www.seniorscrips.com/thehow.html
If I think of anything else I will post it in the comment box.
Anyone will be able to post a comment on this question even after it expires because the question has been answered.
This question expired in August; however the comment button is still there and comments can be posted. http://answers.google.com/answers/threadview?id=746003
I compiled a list of ways to save money on prescription drugs.
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Generic Drugs
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Since brand name drugs are usually much more expensive than their generic equivalents, ask your physician and pharmacist for generic drugs whenever appropriate.
By using generic drugs instead of brand name drugs, you can save from 20% to 80%.
Generic drugs are:
?Made with the same active ingredients as brand name drugs
Have the same effects in the body as brand name drugs
Clinically, the same, but may look different because inactive ingredients, like color, may differ between manufacturers FDA-approved
Endorsed by the American Medical Association
Routinely used by most hospitals?
Source: Carefirst
http://www.carefirst.com/pharmacy/GenericDrugs/GenericDrugsLanding.html
Generic Drugs Savings Calculator https://www.flrx.com/calculator/generic/advanced_calculator.html
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Patient Assistance Programs
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Free Medicine Program
?Our mission at the Free Medicine Program is helping patients in obtaining prescription drugs and medications absolutely Free of charge? http://www.freemedicineprogram.org/index.html
Application Form: http://www.freemedicineprogram.org/form.html
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Needy Meds
How to qualify for free prescription medicine
http://www.needymeds.com/
Brand name drugs
?This list has all the drugs and dosages that are available through patient assistance programs, sorted alphabetically by brand name. As of September 06, 2006, there are 2705 drugs and dosages on the list. Drugs are added and deleted often, so check back regularly.? Click on drug name for information:
http://www.needymeds.com/drug_list.taf
Generic Name List
?This list has all the drugs and dosages that are available through patient assistance programs, sorted alphabetically by generic name.? http://www.needymeds.com/generic_list.taf
Program Name List
http://www.needymeds.com/program_list.taf
Company List
http://www.needymeds.com/company_list.taf
Patient Assistance Program Applications
http://www.needymeds.com/apps.taf
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Eldercare Locator
Run by the U.S. Administration on Aging.
Shows drug assistance programs by state. (800) 677-1116.
http://www.eldercare.gov/Eldercare/Public/Home.asp
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PPARx
Partnership for Prescription Assistance. A resource for patient assistance programs. The PPA also will help potential recipients sign up for Medicare Part D coverage. (888) 4PPA-NOW (477-2669). https://www.pparx.org/Intro.php
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The Access to Benefits Coalition
Links to benefitscheckuprx, a service that allows you to search for public and private programs http://www.accesstobenefits.org/
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Discount Prescription Card
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?Your employer's group insurance plan may provide you with one, or you can choose to sign for a plan on your own. Some drugstore chains (such as Eckerd) offer their own card, or you can go with a national plan. Plans have the added benefit to let you shop at any pharmacy, but they usually charge you a yearly fee (around $50 covers the whole household). Discount cards may save you up to 30 percent of the quoted price, depending on the drug. If you take a monthly prescription that runs into the hundreds, you'll probably recoup the fee in a couple of months. People with or without medical insurance can use these cards, and many states offer special programs that award these cards to seniors.?
GoogoBits.com
http://www.googobits.com/articles/2121-10-ways-to-save-money-on-prescription-drugs.html
Merck Perscription Discount Card
A discount card for 11 Merck products to anyone without prescription coverage.
Information:
http://www.needymeds.com/rxcards/merck.shtml
Website:
http://www.merck.com/merckhelps/
Together RX Access Card
A discount card for over 275 medications manufactured by 12 participating companies. This program is for people with no perscription insurance who meet the income guidelines.
Information :
http://www.needymeds.com/rxcards/togetherrxaccess.shtml
Website :
http://www.togetherrxaccess.com/home.html
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Split Your Pills
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?Because prescriptions usually cost the same not matter the dosage, you could buy a bigger strength and split it into two doses. For example, instead of buying ten 50mg-pills, you could buy ten 100mg-pills, split them in half, and get twenty doses for the same price.?
GoogoBits.com
http://www.googobits.com/articles/p3-2121-10-ways-to-save-money-on-prescription-drugs.html
Splitting dosages
?This is the quickest way possible to cut your drug costs in half. Some tablets can literally be cut in half in order to achieve the desired dosage. For example, your doctor may have prescribed a 40 mg dosage. You may purchase the 80mg dosage and cut each pill in half, which would give you the ability to take the 40 mg prescription properly. The wonderful thing to this strategy is that there is very little difference in price between the 40 mg dosage verses the 80 mg dosage. And, in most instances the pharmacy will cut the drug in half for you (some may want to charge to cut your pills in half). Be sure to discuss this strategy with your doctor, as it will not work with all medications. You should also discuss this strategy with your pharmacist.? RXdrugcard
http://www.rxdrugcard.com/rxd/insidersreport.aspx
Pill-Splitting
http://www.oregon.gov/DAS/OHPPR/ORRX/pt_pill_splitting.shtml
Potential Cost Savings
http://www.oregon.gov/DAS/OHPPR/ORRX/pt_pill_splitting.shtml#Potential_Cost_Savings
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Free Drugs
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Free Medicine Foundation
http://www.freemedicinefoundation.com/
The Institute in Washington, D.C., is a public interest group that has free booklets online about free and low-cost prescription drugs
?The revised eighth edition, "Free and Low Cost Prescription Drugs" 33 pages, now includes one hundred and three programs and 1,104 drug listings. The booklet gives proven tips, tools and tactics on how and where to get free and low cost prescription drugs.? http://www.institute-dc.org/
Download your FREE copy here. http://www.institutedc.org/download.htm
Or use this direct link: http://www.institutedc.org/pd85.pdf
Prescriptions4FREE Resource Center
http://www.prescriptions4free.com/
Free Medication
http://www.a2zmedline.com/
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Medicare Prescription Drugs
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?Medicare Part D, the new outpatient drug coverage beginning on Jan. 1, 2006, works like other health insurance plans. Medicare beneficiaries will be able to choose from at least two prescription drug coverage plans. Those plans will cover drugs for all medically necessary treatments, will pay for brand-name and generic drugs, and will enable beneficiaries to get prescriptions at a pharmacy or through mail order. The standard drug coverage in 2006 will require consumers to pay a $250 deductible and a monthly premium of about $35. After beneficiaries pay $250, Medicare will pay 75 percent of a beneficiary's drug expenses up to $2,250, with beneficiaries paying 25 percent of the costs.?
FDA
http://www.fda.gov/fdac/features/2005/505_save.html
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Veterans Benefits
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If you are a veteran, check with the Veterans Administration to see if you qualify for benefits. http://seniorhealth.about.com/cs/prescriptiondrugs/ht/save_drugs.htm
More information is available at http://www.va.gov/health_benefits
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AARP
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AARP members are eligible for many discounts, including mail-order pharmacy discounts. http://www.aarpmedicarerx.com/default.aspx?ecmpgnid=aarporg
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Pharmacies across the border
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If you live close to either Canada or Mexico, you can buy medications in either for a lower. price.
Canada
?Canada places a limit on the price that can be charged by the drug companies on prescription drugs. With those limits the price may be half or less than what you are paying in the U.S. That, along with the lower value of the Canadian dollar compared to US currency makes buying in Canada a good value. You will need a prescription from a doctor in in Canada, but pharmacies that routinely deal with people from the US can often arrange this. Many seniors groups in border areas are arranging bus trips north to buy medications.?
Mexico
?Mexico is another medication bargain. In fact many border towns boast almost as many pharmacies as residents. Prescriptions are not required for most medications, but should be obtained to prevent problems when returning home. Do exercise caution when buying medications in Mexico as the quality may be lower than in the US. Be sure to check expiration dates and dosages. ? Seņor Health
http://seniorhealth.about.com/cs/prescriptiondrugs/a/drug_cost.htm
Canadian Drugstores
Here you will find reviews of most of the different Canadian pharmacies offering services to Americans through websites.
?We have rated the different companies based on a number of things including, website content, quality of service, and drug price. In addition, you will find numerous other helpful links on this site.? http://www.canadiandrugstores.com/
Buying Prescription Drugs in Mexico
http://phoenix.about.com/cs/health/a/mexicodrugs.htm
FDA Traveler Alert
http://www.kaet.asu.edu/horizon/mexicorx.html
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Mail-order
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?Mail-order and Internet pharmacies are inexpensive, convenient, and can help you save money on drugs. But take the normal precautions: Make sure the pharmacy is licensed; don't order medications without a prescription; and stay away from foreign companies. Medicines manufactured in other countries are not FDA approved, and they may not live up to American standards. Besides, bringing foreign pills in to the country or having them delivered to your house is technically illegal.? HealthyMe
http://www.ahealthyme.com/topic/medsaving
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Comparison Shop
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Instead of heading directly to your local pharmacy, use the Web and your phone to find the lowest price for your particular prescription.
?..drug prices vary considerably. One survey found that prudent shopping among local pharmacies saved consumers almost 10% on brand-name drugs and a whopping 81% on generics, on average."
?Call locally-owned pharmacies, chain pharmacies and drug stores and warehouse stores for their prices .? http://articles.moneycentral.msn.com/SavingandDebt/FindDealsOnline/GetPrescriptionDrugsForLess.aspx
Web sites:
Rxaminer.com. Register for free and find out about generic and OTC alternatives and comparison shop among retailers for the lowest price. http://www.va.gov/health_benefits
DestinationRx.com. This site offers information and education on drugs and alternatives and a price-comparison tool. http://corp.destinationrx.com/
www.PharmacyChecker.com: compare prescription drug prices for more than 1,000 medications. http://www.pharmacychecker.com/
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Lower Cost Drugs
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Saving Money if your Drug Doesn't have a Generic. In some cases, your doctor may be able to prescribe a lower cost drug for your condition.
To find out if there are other lower cost drugs, including generics, that can be used to treat your condition:
Check Preferred Drug List : http://notesnet.carefirst.com/formulary/formulary.nsf
Print the list
Take the list to your doctor
Ask your doctor if a preferred drug could work for you
Source: Carefirst http://www.carefirst.com/pharmacy/GenericDrugs/GenericDrugsLanding.html
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Ask Your Doctor for Free Samples
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?Many pharmaceutical companies are anxious to have you try their medications. So anxious that that they supply physicians with large quantities of samples to dispense to their patients (you). How can you get the free samples? Just ask. Some physicians will give you enough medication to treat you for the entire duration of your illness (short term illnesses). Samples are a good idea if there is the possibility that your body will not tolerate the medication. Samples will provide the opportunity to test the medication before you invest in a large quantity at the pharmacy. Don?t be shy. Samples are there for you to try. Many Doctor?s have large areas of their offices (cabinets and rooms) dedicated to the proper storage and dispensing of samples.?
RXdrugcard
http://www.rxdrugcard.com/rxd/insidersreport.aspx
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Expiration date myth
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?Recently, several consumer groups reported that the rigid expiration dates that appear on prescription packages are a myth; that in fact, the medication is viable long after the stated expiration date. Millions of dollars worth of perfectly good medication is being thrown away needlessly each year. More information on the ?expiration myth? is beginning to hit the market. Check with your pharmacist and your physician before using expired medications.? RXdrugcard
http://www.rxdrugcard.com/rxd/insidersreport.aspx
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Buy in bulk
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?If a certain drug is part of your daily routine, you might be able to save money by purchasing more than a month's worth of medications and supplies (if your health plan allows it). Keep in mind that some drugs don't keep well. Talk to your doctor or pharmacist before stocking up, and take the expiration dates on your medicine seriously.? HealthyMe
http://www.ahealthyme.com/topic/medsaving
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I hope the information provided is helpful!
Best regards,
Bobbie7
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